Sorry guys was a bit busy with the month end and all. With your recommendations in mind I test drove some cars and I'm happy to share the experiences with you.
1. Honda City diesel. Excellent car excellent equipment on board, frugal engine and a delight to drive. Cons- Engine is far from peppy. It's the same amaze motor mated to a six speed box. But you can't complain. Car oozes of class and has a snob value no car can match. No offers on the car.
2.Hyundai Verna and the Elantra. Amazing cars. Amazing performance. Elantra had oodles of space and an equipment list guaranteed to blow your mind away. But my budget is for diesel base. Lot less equipment in base. But takes your breath away with the performance. Verna Sx(O) is a real good bargain for price. Cons- Hyundai tag doesn't offer snob value. Back seat on Verna is edgy. Even though it looks futuristic the entertainment system on both cars could use peppier lcd screens. 50000 rs discount + goodies on Elantra and 25000 discount + goodies on Verna.
3. Volkswagen Vento. The handling this car has will drive you insane. Do a curve on 60 you still feel the car planted on the ground. Amazing power delivery. Awesome gear ratios. Equipment on offer on the Highline are standard and cannot be said industry best. cons- Heard an upgrade was coming soon and engine itself is to replaced by a 1.5 unit. So worried I would be stuck with an outdated model. Rumours about really high maintenance costs. I have to believe it's true because my Polo is kinda expensive to own. Offers upto 50000 discount plus insurance and roadside assistance free. Also offered an exchange bonus. Also a finance option with 9%.
Will be test driving the bigger ones like Terrano and Duster this week. An owner of Xuv has actually given me thumbs down on the Xuv. But it's still on TD list.
I have narrowed choices from the above to Elantra/Vento. Will let you guys know how the bigger ones do and how I take a decision. Thanks a lot to all who replied. Much love.