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  1. Hello All, I had asked fellow members on the AAA forum when I decided to buy a new car. I had already narrowed down to the Ford Classic, but wanted to understand the views of others on this decision. Had TD'd Linea too and to be honest, these were the only 2 cars I had shortlisted. After a month long turmoil, I finally decided to go for the Ford Classic owing to too many factors. I would like to thank the numerous friends who joined the discussion to help me with my decision. RSSH, Kdar90, Monoclonal, Dr Nishu, LeoRahi and SachinS.. I hope I listed all.. Cost of ownership - 8.58 lacs for the top trim. Safety features it comes with Compact dimensions - not too bulgy like the Linea - I want to be able to take this out daily Fun to drive Frugal maintenance More Kms to the liter. I test drove the Ford like 4 times before finalizing it. Once just in the city at ambling speeds, once with my wife, once just to make sure this is the car I wanted and once for my dad - he wanted to see the comfort on the rear seat. Booked one on May 2, Akshay Tritiya - a Moondust (whatever) Silver. Booking Amount - 10,000/- Down Payment - 2,00,000/- (incl the booking amount) Loan Amount - 6,58,000/- (from SBI @ 10.95% - no prepayment penalty) On Road Price Pune - 8,84,000/- (incl. 3rd yr extended warranty, Zero Dep Ins and RTO taxes) Discount offered - Corporate Discount - 16,500/- Cash Discount - 10,000/- Final On Road Price - 8.58,000/- Got the VIN today and turns out I get a April 2014 manufactured car!! Not bad at all... I read through the "want to know when your car was made" section to find that out. Quite a helpful thread there... The loan will be sanctioned in a couple of days but it turns out that I will have to visit the SBI branch to complete a few formalities there... ridiculous to me since the other banks do it right there at the dealership. Nevertheless, its SBI.. plus, i get a lower rate of interest there with no prepayment penalty. Hope to have the car home some time next week... More updates to follow...
  2. I have been looking at buying a diesel family sedan for the last month or so. I already own a M800 for the last 9 years and it takes care of most of my commuting requirements. However as highways get better I feel the M800 looks out of place in highways. Also it is tiring as you get old to make long trips in a M800. Cars I had test driven/researched 1. Skoda Rapid TDI: Pro's 1. Simple and elegant design and interiors. 2. Good drivability and comfort. 3. Rear A/c - nice to have if you happen to drive in Chennai. 4. Superb stability at high speeds Con's 1. Only one dealer in Chennai or Hyderabad - Read a lot of not so nice reviews. 2. 12 lac + price for the top variant (do not see this as value for money) 3. Limited service options if I happen to drive in smaller towns. Decided to skip for the price and dealership reviews 2. Hyundai Verna Pro's 1. Nice design. Best looking sedan for me by a mile. 2. Hyundai CRDI - Been around for long and can be trusted. 3. Lot's of goodies come standard. Con's 1. Only one and that is the vehicle stability at high speeds. Was there in the last 2 but lost out. 3. Honda City Pro's 1. Honda brand and reliability 2. Re-sale value Con's 1. Might be I am one of the very few Indians who likes minimalist designs. And for me the Chrome in 2014 model is too much to bear. The previous Honda City design might have tilted the scale if it was available in diesel now. 4. Ford Classic 2014 TDCI Titanium Pro's 1. My dad already owns a petrol Fiesta and I know more than what I do not know. 2. Good drivability - especially in highways where the surface is not always flat (non-divided highways). 3. Has some of the aesthetics I like in a car. Con's 1. Some parts are real expensive - Had one of the headlamp assembly in my dad's Fiesta broken by a tempo backing up on our car. The OEM part costs about 15k. 2. Low speed torque/power is not ideal for city driving. Having weighed the pro's and con's I have decided to go ahead with the Classic diesel and have made the booking advance and down payment for 1.5 lac. The biggest factor going in this car's favor is the top end variant with nice safety features (ABS, Airbags, EBD) being available for a good price. The on road price was 8.5 lac including bumper to bumper insurance and accessories (floor mat, boot mat, mud flaps and car cover). Price does not include extended warranty. I have got an approval from SBI for 80% finance @ 10.95% (through dealer). I still need to sign the papers with the bank. I was provided with the VIN number upon booking and it looks like they have the car on the way to Secunderabad from the factory. I went for the diamond white and the display car in the showroom had complete black interiors. Will be interesting to see whether I get a one with black (preferred) or Camel brown interiors (hard to maintain with a young kid on board). I checked to see if the VIN is from recent months but looks like I will be guessing on this. None of the websites I checked so far have the details up for 2014 and I do not know if there is any change in Ford's notation for VIN numbers. My guess is that it is from July 2014. Waiting to proceed with the next steps in the coming days. Will keep you posted.